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Credit Cards

TSB Advance Credit Card


Representative APR
11.9%
Cash Advance AER
12%
Interest Free Period
0 Days
Fee
£0
Int'l Charges
2.95%
Free Warranty Cover
No
Cash Back
No
Airmiles
No
Rewards
No

Representative Example: Based on a credit limit of £1200.00 charged at 11.9% variable per annum for purchases.  Representative 11.9% APR variable.

The Advance Credit Card from TSB


The TSB Advance Credit Card is a credit card with a lower cost of credit and no annual fee. The credit card is provided by TSB with a representative APR of 11.9% and a cash AER of 12%. There is a usage charge of 2.95% on international transactions.

Interest Free Period
Users benefit from an interest fee period of 0 days provided the credit card balance is settled in full with each statement period. Clearing your balance each month enables interest free short-term borrowing and may positivley benefit your credit profile.

Cost of Borrowing
With a representative APR of 11.9% the TSB Advance Credit Card is potentiallly cheaper to use than 170 other cards listed (as of August we list 184 credit cards). The cash advance AER (Annual Equivalent Rate) of 12% makes this card cheaper compared to other cards for borrowing cash.

Recommendation
The Advance Credit Card is cheaper to use than most standard credit cards but may be more difficult to obtain on application.

Before applying for this credit card, view the credit card suitability check-list below to see if the financial product is appropriate for your individual requirements and circumstances. You may also wish to view more TSB credit cards.
Is the TSB Advance Credit Card suitable for you?
Low Purchase Interest Rate
Low Cash Interest Rate
No Annual Fee
Cashback
Airmiles / Rewards
Gold / Platinum
May accept users with impaired credit
How does the Advance Credit Card from TSB compare with other credit cards in the market?
Key Feature Avg High Low
Rep APR (%) 11.9 19.7 59.9 6.4
Cash Advance AER (%) 12 25.4 69.9 6.5
Annual Fee (£) 0 n/a 50 0
Interest Free Period (Days) 0 n/a 60 0
Cash Back (£) 0 n/a 65.63 0
Int'l Charges (%) 2.95 2.7 2.99 0

* Comparison is made against data from 184 credit cards covering the whole of the market.


Apply


When applying for the Advance Credit Card, consider the following factors to encourage a successful application response from TSB.
  • If you are not sure of your current credit status or have recently made numerous applications for credit, we recommend you obtain a credit report / score from Experian or Equifax before applying to TSB.
  • You will need to supply your personal details such as your bank account information and the nature of your residence (i.e. tenant, homeowner).
  • You will need to provide details of employment and income.
  • Certain credit card issuers require details of any existing debts you may have.
  • If you are planning to do a balance transfer, have the details of card balances at hand as the majority of providers process this information during the application.

TSB Credit Cards


We currently list 7 TSB credit cards:

Useful Information


  • TSB Web Site ¬ www.lloydstsb.com
DISCLAIMER
THIS IS NOT AN OFFICIAL PAGE FOR THE TSB ADVANCE CREDIT CARD. EXCEPT WHERE INDICATED, MONEYGEM DOES NOT HAVE A DIRECT RELATIONSHIP WITH TSB AND DOES NOT PROVIDE CUSTOMER SERVICE OR SUPPORT FOR THIS FINANCIAL PRODUCT.

ALL RATES DISPLAYED ARE 'REPRESENTATIVE' UNLESS OTHERWISE STATED. ACTUAL RATES OFFERED ON APPLICATION MAY DIFFER AS A RESULT OF APPLICANT PROFILING AND CREDIT SCORING.

ALL DATA, INFORMATION AND OPINION IS PRESENTED HERE 'AS IS' AND SHOULD NOT BE CONSIDERED OR USED AS LEGAL FINANCIAL ADVICE.

THE ACCURACY AND COMPLETENESS OF ANY DATA / INFORMATION CANNOT BE GUARANTEED AND NO WARRANTY OR REPRESENTATION IS GIVEN.