moneygem

Low Rate Credit Cards

All Cards | Bad Credit | Gold & Platinum | Cash Back Cards | Airmiles & Rewards Cards
Average APR
10.2%
Lowest APR
6.4%
Highest APR
11.9%
Total Cards
14
No Fee Cards
12

Compare lower rate credit cards for cost effective short-term borrowing. We list 14 cheaper credit cards that are typically targeted at existing customers or those with a good credit rating.

Featured Lower Rate Credit Cards


Credit Card Representative APR
(Interest Rate)
 
★ ★ ★ ★ ★
56 days Interest Free Credit, No Fee
★ ★ ★ ★ ★

Representative Example: Based on a credit limit of £1200.00 charged at 6.4% variable per annum for purchases.
Representative 6.4% APR variable.
6.4%
★ ★ ★ ★ ★
56 days Interest Free Credit, No Fee
★ ★ ★ ★ ★

Representative Example: Based on a credit limit of £1200.00 charged at 6.4% variable per annum for purchases.
Representative 6.4% APR variable.
6.4%
★ ★ ★ ★ ★
50 days Interest Free Credit, No Fee
★ ★ ★ ★ ★

Representative Example: Based on a credit limit of £1200.00 charged at 6.6% variable per annum for purchases.
Representative 6.6% APR variable.
6.6%
★ ★ ★ ★ ★
51 days Interest Free Credit, No Fee
★ ★ ★ ★ ★

Representative Example: Based on a credit limit of £1200.00 charged at 7.8% variable per annum for purchases.
Representative 7.8% APR variable.
7.8%
★ ★ ★ ★ ★
56 days Interest Free Credit, No Fee
★ ★ ★ ★ ★

Representative Example: Based on a credit limit of £1200.00 charged at 9.9% variable per annum for purchases.
Representative 9.9% APR variable.
9.9%
★ ★ ★ ★ ★
56 days Interest Free Credit, £24 Annual Fee
★ ★ ★ ★ ★

Representative Example: Based on a credit limit of £1200.00 charged at 11.1% variable per annum for purchases.
Representative 11.1% APR variable.
11.1%
★ ★ ★ ★ ★
56 days Interest Free Credit, £24 Annual Fee
★ ★ ★ ★ ★

Representative Example: Based on a credit limit of £1200.00 charged at 11.1% variable per annum for purchases.
Representative 11.1% APR variable.
11.1%
★ ★ ★ ★ ★
56 days Interest Free Credit, No Fee
★ ★ ★ ★ ★

Representative Example: Based on a credit limit of £1200.00 charged at 11.9% variable per annum for purchases.
Representative 11.9% APR variable.
11.9%
★ ★ ★ ★ ★
56 days Interest Free Credit, No Fee
★ ★ ★ ★ ★

Representative Example: Based on a credit limit of £1200.00 charged at 11.9% variable per annum for purchases.
Representative 11.9% APR variable.
11.9%
★ ★ ★ ★ ★
56 days Interest Free Credit, No Fee
★ ★ ★ ★ ★

Representative Example: Based on a credit limit of £1200.00 charged at 11.9% variable per annum for purchases.
Representative 11.9% APR variable.
11.9%
★ ★ ★ ★ ★
56 days Interest Free Credit, No Fee
★ ★ ★ ★ ★

Representative Example: Based on a credit limit of £1200.00 charged at 11.9% variable per annum for purchases.
Representative 11.9% APR variable.
11.9%
★ ★ ★ ★ ★
55 days Interest Free Credit, No Fee
★ ★ ★ ★ ★

Representative Example: Based on a credit limit of £1200.00 charged at 11.9% variable per annum for purchases.
Representative 11.9% APR variable.
11.9%
★ ★ ★ ★ ★
56 days Interest Free Credit, No Fee
★ ★ ★ ★ ★

Representative Example: Based on a credit limit of £1200.00 charged at 11.9% variable per annum for purchases.
Representative 11.9% APR variable.
11.9%
★ ★ ★ ★ ★
0 days Interest Free Credit, No Fee
★ ★ ★ ★ ★

Representative Example: Based on a credit limit of £1200.00 charged at 11.9% variable per annum for purchases.
Representative 11.9% APR variable.
11.9%
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