Credit Cards


   
Quick Picks

The following credit cards are potentially the cheapest to use due to their lower Purchase APR and Cash APR rates.


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Barclaycard

Barclaycard

Simplicity VISA
3  More Card Info - Reviews - Rate Card
Purchase APR
6.8%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 0m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.75%
Interest Free Period
56 Days
Min Income Req
£15K
Cash APR
15.8%
Purchase Monthly Rate
0.55%
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The Cooperative Bank

The Cooperative Bank

Platinum Tracker VISA
2  More Card Info - Reviews - Rate Card
Purchase APR
7.7%
Purchase APR Intro
0.0% / 6m
Balance Transfer Intro
1% / 6m
Annual Fee
£24
Cash W/D Fee
2.50%
Foreign Usage Fee
2.75%
Interest Free Period
46 Days
Min Income Req
£25K
Cash APR
4.5%
Purchase Monthly Rate
0.37%
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Barclaycard

Barclaycard

Platinum VISA
3  More Card Info - Reviews - Rate Card
Purchase APR
8.8%
Purchase APR Intro
0.0% / 3m
Balance Transfer Intro
0% / 0m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.75%
Interest Free Period
56 Days
Min Income Req
£0K
Cash APR
27.9%
Purchase Monthly Rate
0.70%
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Barclaycard

Barclaycard

Platinum MasterCard
3  More Card Info - Reviews - Rate Card
Purchase APR
8.8%
Purchase APR Intro
0.0% / 3m
Balance Transfer Intro
0% / 0m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.75%
Interest Free Period
56 Days
Min Income Req
£0K
Cash APR
27.9%
Purchase Monthly Rate
0.70%
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Intelligent Finance

Intelligent Finance

Flat Rate MasterCard
3  More Card Info - Reviews - Rate Card
Purchase APR
8.9%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 0m
Annual Fee
£0
Cash W/D Fee
3.00%
Foreign Usage Fee
3.00%
Interest Free Period
59 Days
Min Income Req
£0K
Cash APR
22.9%
Purchase Monthly Rate
0.71%
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Bank of Scotland

Bank of Scotland

Easy Rate
4  More Card Info - Reviews - Rate Card
Purchase APR
8.9%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 0m
Annual Fee
£0
Cash W/D Fee
3.00%
Foreign Usage Fee
3.00%
Interest Free Period
59 Days
Min Income Req
£0K
Cash APR
25.9%
Purchase Monthly Rate
0.71%
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Halifax

Halifax

Easy Rate MasterCard
0  More Card Info - Reviews - Rate Card
Purchase APR
8.9%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 0m
Annual Fee
£0
Cash W/D Fee
3.00%
Foreign Usage Fee
3.00%
Interest Free Period
59 Days
Min Income Req
£0K
Cash APR
25.9%
Purchase Monthly Rate
0.71%
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The Cooperative Bank

The Cooperative Bank

Platinum Fixed Rate Visa
2  More Card Info - Reviews - Rate Card
Purchase APR
9.9%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 0m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.75%
Interest Free Period
46 Days
Min Income Req
£25K
Cash APR
9.9%
Purchase Monthly Rate
0.79%
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Barclaycard

Barclaycard

Goldfish Mastercard
0  More Card Info - Reviews - Rate Card
Purchase APR
9.9%
Purchase APR Intro
0.0% / 3m
Balance Transfer Intro
0% / 0m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.75%
Interest Free Period
56 Days
Min Income Req
£20K
Cash APR
16.9%
Purchase Monthly Rate
0.79%
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Capital One

Capital One

Fixed Rate MasterCard
3  More Card Info - Reviews - Rate Card
Purchase APR
9.9%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 0m
Annual Fee
£0
Cash W/D Fee
3.00%
Foreign Usage Fee
2.75%
Interest Free Period
56 Days
Min Income Req
£10K
Cash APR
25.9%
Purchase Monthly Rate
0.79%
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SAGA

SAGA

Platinum Visa
3  More Card Info - Reviews - Rate Card
Purchase APR
11.9%
Purchase APR Intro
0.0% / 9m
Balance Transfer Intro
0% / 9m
Annual Fee
£0
Cash W/D Fee
2.00%
Foreign Usage Fee
1.00%
Interest Free Period
55 Days
Min Income Req
£12K
Cash APR
21.4%
Purchase Monthly Rate
0.94%
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Lloyds TSB

Lloyds TSB

Advance MasterCard
3  More Card Info - Reviews - Rate Card
Purchase APR
11.9%
Purchase APR Intro
0.0% / 6m
Balance Transfer Intro
5% / 3m
Annual Fee
£0
Cash W/D Fee
3.00%
Foreign Usage Fee
3.00%
Interest Free Period
0 Days
Min Income Req
£0K
Cash APR
27.9%
Purchase Monthly Rate
0.94%
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Barclaycard

Barclaycard

OnePulse Cashback Visa
2  More Card Info - Reviews - Rate Card
Purchase APR
12.4%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 12m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.75%
Interest Free Period
56 Days
Min Income Req
£0K
Cash APR
27.9%
Purchase Monthly Rate
0.98%
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The Cooperative Bank

The Cooperative Bank

Shelter VISA
3  More Card Info - Reviews - Rate Card
Purchase APR
12.9%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 0m
Annual Fee
£0
Cash W/D Fee
0.00%
Foreign Usage Fee
2.00%
Interest Free Period
59 Days
Min Income Req
£0K
Cash APR
12.9%
Purchase Monthly Rate
1.01%
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The Cooperative Bank

The Cooperative Bank

Clear VISA
3  More Card Info - Reviews - Rate Card
Purchase APR
12.9%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 0m
Annual Fee
£0
Cash W/D Fee
0.00%
Foreign Usage Fee
2.75%
Interest Free Period
59 Days
Min Income Req
£0K
Cash APR
12.9%
Purchase Monthly Rate
1.01%
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The Cooperative Bank

The Cooperative Bank

Think VISA
2  More Card Info - Reviews - Rate Card
Purchase APR
12.9%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
7% / 6m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.00%
Interest Free Period
59 Days
Min Income Req
£0K
Cash APR
18.0%
Purchase Monthly Rate
1.01%
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First Trust Bank

First Trust Bank

VISA Option 3
2  More Card Info - Reviews - Rate Card
Purchase APR
14.9%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 0m
Annual Fee
£0
Cash W/D Fee
1.50%
Foreign Usage Fee
2.75%
Interest Free Period
0 Days
Min Income Req
£0K
Cash APR
14.9%
Purchase Monthly Rate
1.16%
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Barclaycard

Barclaycard

Student MasterCard
3  More Card Info - Reviews - Rate Card
Purchase APR
14.9%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 0m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.75%
Interest Free Period
56 Days
Min Income Req
£0K
Cash APR
14.9%
Purchase Monthly Rate
1.16%
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Orange

Orange

Marbles MasterCard
3  More Card Info - Reviews - Rate Card
Purchase APR
14.9%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 9m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.75%
Interest Free Period
56 Days
Min Income Req
£0K
Cash APR
23.9%
Purchase Monthly Rate
1.16%
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GM Card

GM Card

Platinum MasterCard
3  More Card Info - Reviews - Rate Card
Purchase APR
14.9%
Purchase APR Intro
0.0% / 5m
Balance Transfer Intro
0% / 5m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.75%
Interest Free Period
56 Days
Min Income Req
£4K
Cash APR
23.9%
Purchase Monthly Rate
1.16%
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Barclaycard

Barclaycard

Charity VISA
2  More Card Info - Reviews - Rate Card
Purchase APR
14.9%
Purchase APR Intro
0.0% / 6m
Balance Transfer Intro
0% / 6m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.25%
Interest Free Period
56 Days
Min Income Req
£0K
Cash APR
27.9%
Purchase Monthly Rate
1.16%
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Barclaycard

Barclaycard

Platinum Football MasterCard
2  More Card Info - Reviews - Rate Card
Purchase APR
14.9%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 12m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.75%
Interest Free Period
56 Days
Min Income Req
£0K
Cash APR
27.9%
Purchase Monthly Rate
1.16%
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Barclaycard

Barclaycard

Football MasterCard
3  More Card Info - Reviews - Rate Card
Purchase APR
14.9%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 12m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.75%
Interest Free Period
56 Days
Min Income Req
£10K
Cash APR
27.9%
Purchase Monthly Rate
1.16%
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Barclaycard

Barclaycard

Flexi-Rate VISA
2  More Card Info - Reviews - Rate Card
Purchase APR
14.9%
Purchase APR Intro
0.0% / 3m
Balance Transfer Intro
0% / 14m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.75%
Interest Free Period
56 Days
Min Income Req
£0K
Cash APR
27.9%
Purchase Monthly Rate
1.16%
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Barclaycard

Barclaycard

Breathe MasterCard
3  More Card Info - Reviews - Rate Card
Purchase APR
14.9%
Purchase APR Intro
0.0% / 0m
Balance Transfer Intro
0% / 12m
Annual Fee
£0
Cash W/D Fee
2.50%
Foreign Usage Fee
2.25%
Interest Free Period
56 Days
Min Income Req
£10K
Cash APR
27.9%
Purchase Monthly Rate
1.16%
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Capital One Classic VISA
Strengthen your Credit Rating (Credit Limit up to £2500)
Purchase APR 34.9% (Typical Var), Interest Free Period: 56 Days

FAILURE TO MAINTAIN CREDIT CARD PAYMENTS MAY RESULT IN AN ADVERSE CREDIT RATING.

ALL RATES QOUTED ARE 'TYPICAL' UNLESS STATED OTHERWISE. RATES MAY VARY DEPENDING ON INFORMATION SUPPLIED BY
APPLICANT AND / OR CUSTOMER PROFILING / CREDIT SCORING.

ALL DATA, INFORMATION AND OPINION IS PRESENTED HERE 'AS IS' AND SHOULD NOT BE CONSIDERED OR USED AS LEGAL FINANCIAL ADVICE.

THE ACCURACY AND COMPLETENESS OF ANY DATA / INFORMATION CANNOT BE GUARANTEED AND NO WARRANTY
OR REPRESENTATION IS GIVEN. VIEW FULL TERMS OF USE.